November 26, 2025

Is Buy Now, Pay Later a Good Idea This Christmas?

Is Buy Now, Pay Later a Good Idea This Christmas?

The festive season should be a time for joy, celebration, and connection, not financial worry. But with the rising cost of living and the extra pressure to make Christmas feel special, it’s easy for spending to creep up on your employees faster than expected.

To help them stay in control and enjoy the season with confidence, we’re sharing a practical new resource:

“Is Buy Now, Pay Later a Good Idea This Christmas? Staying Mindful of Your Spending and Avoiding Debt.”

  • A simple overview of Buy Now, Pay Later (BNPL) services like Klarna and Clearpay, and why they’re so popular.
  • The key benefits and risks to be aware of before using them.
  • Practical tips to stay in control of their spending and protect your credit score.
  • Links to free, confidential support from MoneyHelper, StepChange, and National Debtline.

Please note: This guide is for general information only and does not constitute advice.

Secondsight is a trading name of Foster Denovo Limited, which is authorised and regulated by the Financial Conduct Authority. FCA Reg No. 462728. Registered office: Ruxley House, 2 Hamm Moor Lane, Addlestone, Surrey, KT15 2SA. Foster Denovo Limited is registered in England and Wales Reg No. 05970987.