Andrew has over 35 years of financial services experience, initially in banking and corporate finance, before transitioning into the world of pensions and employee benefits over 20 years ago. Prior to joining Punter Southall (now Secondsight), Andrew has worked at Prudential, the Personal Accounts Delivery Authority, and Hymans Robertson. He possesses particular expertise in corporate advice on DC investment strategy, governance, and communications. Andrew holds an MBA, a degree in Financial Services, and the Investment Management Certificate and CertPFS. Additionally, he is an Associate of the Chartered Institute of Bankers.
Anne Drugnick
Head of Health and Protection
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Anne Drugnick
Head of Health and Protection
Anne Drugnick, a fellow of the Pensions Management Institute, brings 25 years of experience to her role as Head of Health and Protection at Secondsight. With a background in pensions, Anne has spent the last decade focusing on protection benefits and wellbeing at work. Her passion lies in delivering exceptional customer service and building enduring relationships with her clients.
Outside of work, Anne enjoys participating in horse competitions with her two horses and taking walks with her two dogs.
Becky Loader
Associate Consulting Partner
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Becky Loader
Associate Consulting Partner
Becky has over 13 years’ experience in the financial services industry. In June 2020, she joined the Secondsight team as a Group Risk and Healthcare Adviser. Her role involves offering advice on all Group Risk and Healthcare products.
Becky is passionate about getting to know her clients well and to help ensure the benefits they offer are closely aligned with their company’s needs. Outside of work, she enjoys spending quality time with her family and friends. She also dedicates her weekends volunteering at the local nature reserve.
Caroline Gaines
Principal Partner
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Caroline Gaines
Principal Partner
With over two decades of industry expertise, Caroline Gaines has dedicated the last 15 years to specialising in employee benefits, and workplace pension consulting. As a Principal at Secondsight, Caroline believes in cultivating trusted, long-term relationships by deeply understanding her clients’ culture, short- and long-term goals, and their unique employee profiles. She is committed to delivering pragmatic consultancy solutions through straightforward and honest conversations.
Caroline is a fervent advocate for financial education in the workplace and leads our communications working group. Continually enhancing the material available for employers and their employees, she strives to make financial education accessible and impactful.
Chloe Guckian
Associate Consulting Partner
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Chloe Guckian
Associate Consulting Partner
Chloe holds the Chartered Insurance Institute’s qualification in Healthcare Insurance Products (IF7), and her principal areas of expertise relate to Health and Wellbeing benefits. Chloe brings a wealth of knowledge in Healthcare Benefits, applied with a tailored approach to deliver excellent outcomes for SME and Corporate clients. Prior to joining Second-Sight, she worked in professional services (Legal, Software, and Energy sectors). Clients praise Chloe for delivering “efficient, uncomplicated advice and excellent continued service,” demonstrating her commitment to providing a client-focused solutions-based service, helping clients optimize their healthcare benefits and achieve their wellness goals. In recognition of her exceptional contributions, Chloe has been nominated as a Rising Star in the Women in Protection and Health Awards 2024.
Darren Hedgley
Principal Partner
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Darren Hedgley
Principal Partner
Darren is a Principal Partner in the Employee Benefits team at Secondsight. Darren is responsible for looking after a portfolio of clients based in the South East. Darren’s experience covers defined benefit, defined contribution, and hybrid arrangements, and he has a wealth of experience advising employers from a wide range of sectors, but primarily in Financial Services, on all aspects of their staff pension arrangements. He is also part of our Editorial Group and enjoys writing blogs and commenting on the more interesting aspects of pension savings and investments.
Darren spends much of his leisure time cooking for his family. He has a keen interest in sport and, in particular, enjoys Mountain Biking, Snowboarding, Rugby, and Cricket.
Darren Laverty
Principal Partner
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Darren Laverty
Principal Partner
Darren has over 30 years’ experience working in the financial services and employee benefits industries. He is passionate about financial education and communication, and making a difference to the financial lives of the people he meets.
Darren has worked with some of the UKs most impressive employers on all aspects of the benefits package.
Darren is also a highly accomplished public speaker and a leading financial education pension and benefits commentator, frequently quoted in the press. He has also published his first book; Make Their Money Count – looking at how employers can deliver financial education in the workplace.
Eddie Bernatek
Consulting Partner
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Eddie Bernatek
Consulting Partner
Eddie is a Consulting Partner at Secondsight and holds the Diploma in Financial Planning through the Chartered Insurance Institute. Eddie previously worked at a major life and pension provider before moving to a multi-national employee benefits consultancy in 1989. Whilst there, he worked as a personal financial planning consultant before transitioning to an employee benefits consultant role specialising in contract-based pensions.
Eddie advises a range of corporate clients across all aspects of DC pensions, including governance, scheme design, default investment strategies, and member communications. Eddie is a member of our Communication Group and is one of the company’s Mental Health First Aiders.
Emma Snowden
Senior Consulting Partner
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Emma Snowden
Senior Consulting Partner
Emma has over 30 years’ experience in the Health Insurance industry. She has worked in various roles during this time, mainly for Health Insurers, including Underwriting, Pricing, Corporate and Key Account Management, looking after a variety of clients and intermediaries.
A number of years ago, Emma changed roles to an intermediary and, using her many years of experience and market contacts, has been providing consultative independent advice to a varied portfolio of clients in respect of Private Medical Insurance, Dental Insurance, Health Cash Plans, and Employee Assistance Programmes.
Gareth Smith
Associate Consulting Partner
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Gareth Smith
Associate Consulting Partner
Gareth has gained 40 years of experience in the financial services industry, primarily working with local financial advice firms. More recently, he has transitioned to an employee benefit environment, where his focus lies in assisting employers with workplace savings. Gareth is consistently eager to connect with employees, ensuring they receive high-quality guidance and comprehend the significance of maintaining meaningful savings levels. His goal is to provide greater flexibility in retirement planning.
Gavin Brooks
Principal Partner
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Gavin Brooks
Principal Partner
Gavin has over two decades of experience in financial services, specialising in workplace pensions, group risk and healthcare, and technology integration.
He excels in offering strategic advice and consultancy services to employers who aspire to provide tailored and engaging reward packages for their employees. By fostering continuous engagement and facilitating access to easily understandable financial education and benefits information, employees are empowered to take steps to help them reach their financial goals. This, in turn, leads to an increased sense of appreciation for their employers.
Gavin works with start-ups, SMEs, charities, and large employers.
Gavin Zaprzala-Banks
Head of Client Consulting
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Gavin Zaprzala-Banks
Head of Client Consulting
Gavin has worked in financial services for twenty years and first joined the Punter Southall Group (now Secondsight) in 2003. As Head of Client Consulting in our Guildford team, he manages a group of consultants and is responsible for a portfolio of clients, working with a broad range of employers covering areas such as scheme design and implementation, communication options, and investment reviews. Gavin leads our governance group, overseeing the continual improvement of this central element of our proposition. In addition to a degree in English Literature and History, Gavin holds several financial qualifications, including the Financial Planning Certificate, pension specialist paper CF9, and the PMI’s Certificate in DC Governance.
Graeme Bell
Senior Consulting Partner
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Graeme Bell
Senior Consulting Partner
Graeme has devoted over 35 years to the field of pensions, spending the last six years with Punter Southall Aspire (now Secondsight). Before that, he worked with a leading pension provider, where he held ultimate responsibility for developing their auto-enrolment proposition. In his current role, Graeme provides ongoing consultancy support and advice to various employers, including independent schools. He covers key areas such as provider selection, scheme governance, investment strategy, employee engagement, and special projects.
Graeme is widely recognised as a subject matter expert on auto-enrolment and school pension strategies, particularly in cases where schools are contemplating Defined Contribution pensions alongside or as an alternative to Defined Benefit Teachers’ Pension Schemes. Additionally, he plays a pivotal role as a key member of our Technical Group and Provider Research Group.
Harri Mead
Associate Consulting Partner
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Harri Mead
Associate Consulting Partner
Harri holds several qualifications, including the R02 certificate in Investment Principles & Risk. She began her financial services career over 10 years ago, starting in administration roles, and is now responsible for looking after a portfolio of clients which range from large listed companies to small charitable organisations. She is dedicated to providing a relationship-centric consulting approach, and places a key focus on understanding the needs of both employers and their scheme members to ensure that services are relevant and well-communicated.
Harri sits on Secondsight’s Provider Research Group and is passionate about analysing the different ways in which major DC workplace pension providers engage with members, particularly those with vulnerabilities. Internally, Harri chairs the Wellbeing strand of Foster Denovo’s working
culture group: the Voice.
In her spare time Harri is the Chair of Trustees for a national charity, as well as a volunteer for two other organisations. She also enjoys walking, reading and cooking.
Ian Bird
Principal Partner
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Ian Bird
Principal Partner
With over 25 years’ experience in financial services and employee benefits, Ian understands the needs of the clients he works with.
Ian specialises in workplace savings schemes, including group pensions, corporate ISAs, share plans, group risk and financial education.
Ian passionately believes that financial education and advice in the workplace is essential to ensure employees can plan effectively for their financial futures. He believes good, plain English, and a multi-channel approach to communication should be a fundamental part of any employer’s benefits strategy. And as such, Ian founded our online financial education tool, Mybenefitsatwork.
Ian works with a range of clients, from major UK employers, global brands and charities across a number of different industry sectors.