How financial planning could help you answer essential “what if?” questions

Our latest guide explores how financial planning can help your employees prepare for life’s important “what if?” questions.

Whether they are planning for a comfortable retirement, helping their child enter the property market, or seeking reassurance that their financial plans are on track, this guide explains how cash flow modelling can help your employees to visualise different scenarios and make informed decisions.

Planning for the future often means looking decades ahead, navigating uncertainties that could impact your employees’ long-term goals. While no one can predict the future, cashflow planning provides a practical way to help them visualise how their finances might evolve and explore a range of “what if?” scenarios with greater confidence.

Read our guide to find out more about how cashflow planning could help provide invaluable reassurance and help your employees reach their financial goals.

Get in touch

As an employer, ongoing financial education can be beneficial, if you’d like to learn more about how you can support your employees with their financial wellbeing, get in touch today.

Please note: This guide is for general information only and does not constitute advice. The information is aimed at retail clients only.
All information is correct at the time of writing and is subject to change in the future. The Financial Conduct Authority does not regulate cashflow planning or tax planning.
Accessing pension benefits early may impact on levels of retirement income and your entitlement to certain means tested benefits.
The value of your investments (and any income from them) can go down as well as up and you may not get back the full amount you invested. Past performance is not a reliable indicator of future performance.
Investments should be considered over the longer term and should fit in with your overall attitude to risk and financial circumstances.
A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available. Pension income could also be affected by interest rates at the time benefits are taken.
Pension savings are at risk of being eroded by inflation.
The tax implications of pension withdrawals will be based on your individual circumstances. Thresholds, percentage rates, and tax legislation may change in subsequent Finance Acts.

Secondsight is a trading name of Foster Denovo Limited, which is authorised and regulated by the Financial Conduct Authority.