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3 easy steps employers could take to help employees save for retirement
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3 easy steps employers could take to help employees save for retirement

As an employer, you will be aware of the acute importance of employee pension contributions. With the introduction of auto-enrolment more than a decade ago, it has never been easier for individuals to contribute to a workplace pension. Yet, according to research [..]


The essential guide to ISAs
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The essential guide to ISAs

The government first introduced ISAs, or Individual Savings Accounts, just before the turn of the millennium in 1999. Launched by Gordon Brown to encourage more people to save for the future, ISAs have grown to become one of the UK’s most popular savings [..]


Does your workplace pension measure up? 3 useful questions to ask today
Blog

Does your workplace pension measure up? 3 useful questions to ask today

Many workplace pension schemes have a default investment strategy known as “lifestyling”. Lifestyle investment options are designed to make it easy to save for retirement. As your retirement date draws closer, pension savings are gradually and automatically [..]


Why burnout is increasing in your team – and 3 ways to stop it in its tracks
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Why burnout is increasing in your team – and 3 ways to stop it in its tracks

“Burnout” is a word that already exists in many people’s vocabulary in 2023 – despite it only being used commonly in the last few years. It describes a feeling of lifelessness, particularly when it comes to work. Burnout can affect anyone in any role and [..]


6 practical ways to help your employees financially this year
Blog

6 practical ways to help your employees financially this year

The cost of living crisis is still having an impact on many people as we head into the second part of the year. Here is a blog we released in January, with some top tips on how to help your employees financially for the rest of 2023. As an HR department, you will [..]


How to design pension communications to engage younger workers
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How to design pension communications to engage younger workers

A pension is the employee benefit that workforces value the most, according to the results of a survey carried out by benefits consultancy Punter Southall Aspire with the Chartered Institute of Personnel and Development (CIPD) between December 2022 and January 2023. [..]


Smart Money January/February 2022
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Smart Money January/February 2022

With the current tax year having begun on 6 April 2022, the clock is ticking and it is important to utilise all the tax reliefs and allowances available to you before 5 April 2023 in order to minimise any potential liabilities. On page 08, we look at the way [..]


The 2022/23 end of tax year guide
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The 2022/23 end of tax year guide

The 2022/23 tax year ends on Wednesday 5 April. After this date, many allowances will reset, so it could be your last chance to use some of them. Making the most of allowances can reduce your tax liability and help your money to go further. Reviewing your finances [..]


New Year resolutions to boost financial wellbeing
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New Year resolutions to boost financial wellbeing

At the start of a new year, it’s common to reflect on what you want to achieve over the next 12 months, and to set out some goals. According to a YouGov poll, around 1 in 6 Brits make a new year resolution. While improving fitness and doing more exercise in the [..]


Smart Money November/December 2022
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Smart Money November/December 2022

Welcome to our latest edition. As the cost of living continues to soar, with inflation reaching a 40-year high, the impact on household finances is taking its toll. But it is essential to try to maintain a savings habit even in the current climate. On page 10 we [..]


Have you lost track of your retirement savings?
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Have you lost track of your retirement savings?

According to recent data from the Pensions Policy Institute (PPI), there is £26.6 billion lying in unclaimed, inactive, or lost pension pots. Since 2018, this value has increased by 37.7%, or over £7 billion, and more than 2.8 million pension pots are now regarded [..]


Guide to workplace pensions and the cost of living
News

Guide to workplace pensions and the cost of living

Most people save for their retirement through their workplace pension scheme, which is designed to substantially back up a not particularly generous state pension. But as inflation bites and ordinary bills go through the roof, some people are wondering if [..]


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