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Tag: Financial planning

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Why it may be necessary to future-proof the Lifetime ISA to ensure it remains valuable to your employees who may be saving for their first home.
Blog

Why it may be necessary to future-proof the Lifetime ISA to ensure it remains valuable to your employees who may be saving for their first home.

2024 looks set to be a difficult year for first-time buyers. If your employees are looking to enter the housing market during the next 12 months, they might have considered a Lifetime ISA (LISA). The tax-efficient LISA is a savings and investment product that [..]


Smart Money January/February
News

Smart Money January/February

Welcome to our first edition of Smart Money for 2024 In this first issue we look at the changes to National Insurance Contributions (NIC), in the Autumn Statement 2023 last November, Chancellor Jeremy Hunt announced significant reforms to National Insurance. Read [..]


5 important financial steps to take if your employees have been left as an “empty nester”
Blog

5 important financial steps to take if your employees have been left as an “empty nester”

If your employees have children who are leaving home and heading to university for the first time this autumn, they might be left with an “empty nest”. This can be emotionally challenging, but it could also leave them financially better off and with more time [..]


The guide to using equity release to unlock property wealth later in life
Resources

The guide to using equity release to unlock property wealth later in life

Your employee's home may be one of the largest assets they have. With property wealth often inaccessible, they may consider using equity release to unlock some of the money in their home. It could be a valuable way to boost finances in later years. A survey [..]


Guide: Intergenerational wealth planning
Resources

Guide: Intergenerational wealth planning

Ensuring your family is financially secure for the long term is a common goal. If it’s one of your priorities, intergenerational wealth planning could help you create a plan that suits you and your loved ones. Intergenerational planning can be complex. [..]


4 important reasons you shouldn’t take financial advice from an AI chatbot
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4 important reasons you shouldn’t take financial advice from an AI chatbot

Artificial intelligence (AI) technology has developed at a startling rate over the past few years. Since conversational models like ChatGPT became available to the general public in late 2022, it has increasingly become part of our everyday lives. People across [..]


3 surprising financial risks that every unmarried couple needs to know about
Blog

3 surprising financial risks that every unmarried couple needs to know about

If you live with your partner but aren’t married to them, you’re one of a growing number of cohabiting couples in the UK. Cohabiting is the fastest growing type of family unit, but despite this, there are still a number of misconceptions about your legal rights [..]


Your guide to organising affairs
Resources

Your guide to organising affairs

While dealing with the loss of a loved one, organising their affairs can be overwhelming. You may also need to make decisions and provide information to authorities and services. This guide is designed to help you understand what action you may need to take [..]


5 all important steps employees can take after the death of a loved one
Blog

5 all important steps employees can take after the death of a loved one

According to a 2021 report from Marie Curie, only 1 in 3 UK companies have a clear bereavement policy in place. The truth is, the absence of a bereavement policy poses a significant problem for employers. That’s because the same report found that 56% of [..]


3 financial aspects of divorce that could affect employees – and how to help them
Blog

3 financial aspects of divorce that could affect employees – and how to help them

In our series of blogs focussing on financial planning we will be looking at topics such as what you need to think about when someone dies and elder care financial planning. The first blog, below, looks at divorce and financial planning. If your company is [..]


Smart Money September/October 2022
Resources

Smart Money September/October 2022

Welcome to our latest edition. Rising living costs have been so significant in recent months that most UK households will have noticed a squeeze on their monthly budgets. Not only does this have a direct impact on people’s lifestyles, even though they are making [..]


Building a nest egg
Resources

Building a nest egg

As a parent or grandparent, you may be thinking about ways you can build a nest egg for children or grandchildren. It’s a step that can give them financial security as they become independent. A nest egg can help children to pursue their goals and give them [..]


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