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How your employees can find their lost pensions and why they should
Blog

How your employees can find their lost pensions and why they should

It’s estimated that around £31.1 billion currently languishes in “lost” pensions. If your employees have a retirement fund that they’ve forgotten about, or a scheme provider whose details they’ve mislaid, a portion of that money might be theirs. 27th [..]


Smart Money September/October
Resources

Smart Money September/October

Welcome to our September/October edition of Smart Money. On 30th October 2024, Chancellor of the Exchequer Rachel Reeves, will deliver the Autumn Budget Statement 2024. The outcomes of this Autumn Budget will have far-reaching implications, potentially influencing [..]


How and why your employees should check for gaps in their State Pension
Blog

How and why your employees should check for gaps in their State Pension

Discover how employees can identify gaps in their State Pension and understand why it could be practical for retirement planning. When your employees are working towards retirement, it’s often easy for them to focus solely on building a significant private [..]


Smart Money July/August
Resources

Smart Money July/August

Welcome to our July/August edition of Smart Money. When your employees are planning for their retirement, it's important to keep in mind that pension savings can be a critical part of their financial strategy and are essential for ensuring a comfortable retirement. [..]


Smart Money January/February
News

Smart Money January/February

Welcome to our first edition of Smart Money for 2024 In this first issue we look at the changes to National Insurance Contributions (NIC), in the Autumn Statement 2023 last November, Chancellor Jeremy Hunt announced significant reforms to National Insurance. Read [..]


Guide: 7 useful questions if your employees plan to take a flexible income from their pension
Resources

Guide: 7 useful questions if your employees plan to take a flexible income from their pension

When your employees start to access their pension, how will they take an income? One of their options may be to withdraw a flexible income that suits their needs through a flexi-access drawdown. A flexible income puts them in control and means they can adjust how [..]


Why young people need to act now to avoid pension poverty and how you can help
Blog

Why young people need to act now to avoid pension poverty and how you can help

Neal Shepherd, Partner at Secondsight highlights in his latest blog the dangers young people are facing by putting off their pension saving. Young people who put off paying into a pension could threaten their future living standards in retirement. According to [..]


Your guide to pension consolidation
Resources

Your guide to pension consolidation

Do you have multiple pensions? In some cases, consolidating them could be beneficial. Pension consolidation is when you combine two or more pensions into a single pot. You may decide to do this as you approach retirement or during your working life for a variety [..]


Have you lost track of your retirement savings?
Blog

Have you lost track of your retirement savings?

According to recent data from the Pensions Policy Institute (PPI), there is £26.6 billion lying in unclaimed, inactive, or lost pension pots. Since 2018, this value has increased by 37.7%, or over £7 billion, and more than 2.8 million pension pots are now regarded [..]


Rejuvenating the BCT pension; meeting sustainability requirements whilst reducing charges
Resources

Rejuvenating the BCT pension; meeting sustainability requirements whilst reducing charges

The Bat Conservation Trust (BCT) is a UK not for profit organisation devoted to the conservation of bats and the landscapes on which they rely. In 2021 BCT chose to review their pension offering, wanting a scheme that was aligned with their values around [..]


Smart Money July/August
Resources

Smart Money July/August

Welcome to our latest edition. It’s not surprising that the world of investing can seem complex, especially in the current global economic climate. Investors face an endless supply of market news, many investment choices and often-changing market conditions. There [..]


Smart Money March/April
Resources

Smart Money March/April

Welcome to our latest edition. Inside, we look at why now is the time to make sure you protect your wealth. The word ‘inflation’ had barely featured in the market’s vocabulary in the last three decades until it suddenly started to come back with a vengeance in [..]


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