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Will financial education be high on the corporate agenda in 2016?
Blog

Will financial education be high on the corporate agenda in 2016?

Recent research published by The Open University Business School and Share Radio – highlighted the fact that two thirds of UK employees have never received financial education. The research also found that, while four in five (81%) employees want personal [..]


Can workplace financial education help to tackle the UK’s culture of debt?
Blog

Can workplace financial education help to tackle the UK’s culture of debt?

The CEO of the Money Advice Service has flagged the stark issue that whilst we all have financial plans and goals in life, less than half of us have savings in place to actually deliver them . It’s positive reading that the service has joined forces with the UK [..]


National Stress Awareness Day
Blog

National Stress Awareness Day

It’s Wednesday 4th November – National Stress Awareness Day. The themes of stress and employee wellbeing are these days mentioned widely in the workplace. And they have become so core that we now have a day in recognition of them. Employee wellbeing is a [..]


When it comes to e-cigarettes
Blog

When it comes to e-cigarettes

The use of e-cigarettes in the workplace is presenting a difficult challenge for many HR professionals.  The question is: should you treat them in the same way as traditional cigarettes or put in place different rules for their use? As many of you will remember, [..]


Pensions through the ages
Blog

Pensions through the ages

The research on pensions carried out by Royal London, which highlights that the medium sum saved for retirement by those aged between 30 and 40 was £14,000, makes for alarming reading. The research flags the need for that to be £660,000 – so there is – clearly [..]


Is an adequate retirement enough?
Blog

Is an adequate retirement enough?

Recent overseas data has highlighted that indebtedness will play an increasingly important role in retirees’ needs . Personal debt creates a ‘blindspot’ in the method used for determining an adequate retirement. The article goes on to say that: ‘Adequacy [..]


Secondsight supports re-enrolment second chances
Blog

Secondsight supports re-enrolment second chances

October 2015 marks the three-year anniversary since automatic enrolment launched in the UK, and the country’s largest employers enrolled eligible staff into a pension. It seems like only yesterday, and time certainly has ‘flown by’. A lot has been made of [..]


Uncertainty and frustration herald pension freedoms
Blog

Uncertainty and frustration herald pension freedoms

The results from the research carried out by The National Association of Pension Funds (NAPF) – four months after the government brought in the pension freedoms and choice – provided no surprise. The industry always knew it would face an uphill task and the new [..]


How to successfully market a financial education programme
Blog

How to successfully market a financial education programme

When it comes to communicating financial matters to the workforce, many employers rely on emails and employee intranets – updating staff with details relating to their benefits packages. Financial education in the workplace is a pretty new phenomenon, yet I’d [..]


Pension freedom – Financial education could help to prevent scammers
Blog

Pension freedom – Financial education could help to prevent scammers

It’s sad to read news articles like the recent one with reports from The City of London Police, stating that the amount of money being scammed from retirees trebled in May. Following on from the pension freedom, I am not surprised to read this – it presented [..]


Pensions – Savers are in favour of income drawdown
Blog

Pensions – Savers are in favour of income drawdown

By Darren Laverty, Sales and Marketing Director at Foster Denovo It seems that the trend for opting for income drawdown policies for those aged over 55 has increased since the onset of the pensions freedom in April of this year – according to the Association of [..]


Summer Budget 2015
Blog

Summer Budget 2015

By Darren Laverty, Sales and Marketing Director at Foster Denovo The Budget almost feels like a small ‘thank you’ to those who voted for the Conservatives in the General Election. A not insignificant pay rise for lower paid workers who could be £89 per [..]


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